Pricing

The Iron Ridge intensive outpatient program is $25,000 for the full eight-week clinical arc, billed at $12,500 per month. A clinical assessment on its own is $300, credited against the program if you enroll. The partner program is included in the IOP fee, or $5,000 on its own. Recovery coaching is $4,500 per month. Iron Ridge is out-of-network: we can bill your PPO out of network, give you a superbill to submit yourself, or you can pay privately with no claim filed. Every option, who it is for, and what you leave with.

What the IOP costs

$25,000 total — $12,500 per month across the eight-week arc.

That is the whole number. There is no separate intake fee, no assessment fee, and no partner programming fee on top of it.

The arc runs eight weeks at 9 to 12 clinical hours per week — 72 to 96 total clinical hours, structured in three phases.

The $25,000 includes:

• All group programming across the eight-week arc
• Individual sessions with your clinician, at least weekly, and a second weekly session where clinically indicated, at no additional cost
• Assessment at baseline, week 4, week 8, and six-month follow-up
• The Partner & Family Program, at no additional cost. If you have a partner, her programming is included — currently a weekly clinical group with other partners and individual sessions as needed with a separate clinician, focused on the first phase of the APSATS model (safety and stabilization). She is not billed separately and she is not an add-on.
• Coordination with your outside providers when you have them

The same price applies whether you attend in person in Austin or by secure telehealth from anywhere in Texas.

What the clinical assessment costs

$300, credited in full against the IOP fee if you enroll.

A structured clinical interview, validated screening instruments, and a level-of-care determination, with a referral if the right level is not Iron Ridge. It is the same intake the program uses, available on its own for a man who wants to know what he is dealing with before committing, or who cannot enter the full program now. It is not treatment.

What the partner program costs

Included in the IOP fee when he is enrolled. $5,000 on its own when he is not.

The same eight-week arc either way: currently a weekly partner group and individual sessions as needed with her own clinician, focused on the first phase of the APSATS model (safety and stabilization), and assessment at intake, week four and week eight. Private pay, with a superbill for out-of-network reimbursement.

What recovery coaching costs

$4,500 per month.

Coaching is a separate track. It is not therapy, it is not a substitute for clinical treatment, and it is not covered by superbills — coaching is not a billable clinical service. Some men use it after completing the IOP; some use it alongside outside therapy; some start there. What CSAT-informed coaching is and is not covers the distinction in detail.

Why we offer private pay

This is the part most people want explained, so here it is plainly.

Using insurance requires a diagnosis on your record, submitted to your carrier, and a course of treatment your carrier can review and authorize. For most conditions that trade is worth making. For a man whose primary concern is that this stay off a record his employer, his spouse, or his licensing board could access, it is not.

Private pay removes the carrier from the transaction. If you choose it, we do not submit claims. We do not seek authorization. We do not report your diagnosis, your attendance, or your progress to anyone. If you would rather use your out-of-network benefits, we can bill your PPO out of network, with you paying up to your plan's out-of-network out-of-pocket maximum, or give you a superbill to submit yourself.

This is a structural protection, not a policy promise. We are describing how our billing works, not making guarantees about what any third party may or may not be able to obtain through other means.

Superbills and out-of-network reimbursement

We can bill your PPO out of network for you, or provide a superbill — an itemized receipt with the clinical codes your carrier needs — that you may submit yourself for possible reimbursement under out-of-network benefits.

Whether you are reimbursed, and how much, is between you and your carrier. It depends on your specific plan, your out-of-network deductible, and your carrier's determination. We cannot predict it and we do not promise it. Insurance and superbills explains the mechanics.

If you want to estimate before you commit, the questions to ask your carrier are: Do I have out-of-network outpatient mental health benefits? What is my out-of-network deductible, and how much of it have I met? What percentage do you reimburse after the deductible?

What reimbursement can look like

We do not predict reimbursement, but we can show you how the arithmetic works so the call to your carrier is a short one. The figures below are illustrations, not quotes, and they use a superbill for the clinical hours in the IOP only (coaching is never reimbursable).

• A PPO plan with out-of-network outpatient mental health benefits, deductible already met, reimbursing 60% of the carrier's "allowed amount." Carriers set allowed amounts below what a program charges, so a plan that says 60% often returns materially less than 60% of $25,000. Men in this situation commonly describe getting back a meaningful fraction of the fee, over several weeks of claims.
• The same plan with the out-of-network deductible not yet met. The first claims go toward the deductible; reimbursement begins once it is satisfied. Whether that happens inside the eight weeks depends on the size of the deductible.
• An HMO, an EPO, or a plan with no out-of-network mental health benefit. No reimbursement. The superbill still documents the care for your own records.
• A high-deductible plan paired with an HSA. See below; this is often the most useful combination.

Three questions settle most of it: Do I have out-of-network outpatient mental health benefits? What is my out-of-network deductible and how much of it is met? What percentage of the allowed amount do you reimburse for outpatient psychotherapy and group therapy? We will give you the exact codes from the superbill before you call.

HSA and FSA funds

Treatment for a mental health condition is a qualified medical expense, and the IOP fee can be paid from a health savings account or a flexible spending account. Many clients pay part of the fee from an HSA and the balance by card. HSA payment does not involve your carrier and does not put a claim in front of them. Confirm eligibility with your plan administrator; we provide the documentation they ask for.

How to pay

We accept all major credit cards and HSA/FSA cards. The fee is billed in two payments of $12,500, one at the start of each month of the arc, not as a single up-front charge. If timing between the two payments is the obstacle rather than the total, say so on the consultation call; that conversation happens before anything is charged.

What happens before you pay anything

Nothing is charged at inquiry. The sequence is a confidential consult first, then a clinical assessment to determine whether Iron Ridge is the right level of care for you. If it is not, we say so and help you find what is — we do not admit clients we cannot serve well.

Cost is a reasonable thing to raise on that first call, and you will not be the first person to lead with it.

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Common questions about cost

What does the program cost in total?

$25,000 for the full eight-week clinical arc, billed at $12,500 per month. That is the complete figure for the IOP — there is no separate intake, assessment, or partner programming fee.

Is the Partner & Family Program billed separately?

No. It is included in the $25,000 IOP fee. Your partner's individual therapy and her clinical group are both covered, and she works with a different clinician than you do — her care is on her timeline, not yours.

Can I use my insurance?

Yes, out of network. Iron Ridge is not in network with any carrier, but we can bill your PPO out of network, or you can submit a superbill yourself. Out-of-network benefits are something some plans provide and some do not; send us your insurance card and we will check yours. If you would rather keep this off your insurance, you can pay privately and no claim is filed.

Will insurance reimburse me?

We cannot tell you that, and we would be wary of any program that promised it. Out-of-network reimbursement depends on your specific plan, your deductible, and your carrier's determination. What we can do is check your out-of-network benefits before you start, so you know your deductible, out-of-pocket maximum and coinsurance.

Can I pay with an HSA or FSA?

Yes. Treatment for a mental health condition is a qualified medical expense. Many clients pay part from an HSA and the balance by card, and HSA payment involves no claim to your carrier.

Is the $25,000 due up front?

No. It is billed in two payments of $12,500, at the start of each month of the eight-week arc.

Is coaching covered by a superbill?

No. Coaching is not a billable clinical service. It is a separate track at $4,500 per month, paid privately.

What if I cannot afford this?

Then this is worth saying on the consult call rather than deciding alone. We would rather have an honest conversation about fit and alternatives than have you rule yourself out silently. There are lower-cost paths to care, and if one of them suits you better we will point you toward it.

Does the price change for telehealth?

No. The virtual program runs the same eight-week clinical arc with the same clinical hours, and is priced the same as attending in person in Austin.

See also: admissions FAQ · insurance and superbills · what happens after you inquire

Questions about cost or billing can go to intake@ironridgerecovery.com or (512) 877-8616.